JAKARTA &ndash; PT Adira Dinamika Multi Finance Tbk (ADMF) mengumumkan pembagian dividen tahun buku 2025 sebesar Rp722,4 miliar, atau Rp630 per lembar, pada Selasa (7/4).
Angka ini setara dengan 50% laba bersih tahun buku 2025 sebesar Rp1,5 triliun. Meski laba tercatat anjlok 14,7% secara tahunan, ADMF berhasil mempertahankan rasio pembayaran dividen di level 50%.
Menurut keterangan resmi Perseroan, pembayaran dividen akan dilakukan pada 30 April 2026 mendatang, dengan cum date di pasar reguler dan negosiasi jatuh pada 14 April 2026.
Keputusan ini ditetapkan dalam Rapat Umum Pemegang Saham Tahunan (RUPST) Perseroan pada awal pekan (6/4).
Selain alokasi dividen, RUPST juga menyetujui penyisihan Rp15,5 miliar dari laba bersih untuk dana cadangan, sementara sisanya disimpan sebagai saldo laba ditahan.
Hingga akhir Desember 2025, ADMF mencatat saldo laba ditahan yang tidak dibatasi penggunaannya sebesar Rp11,9 triliun, dengan total ekuitas Rp15 triliun.
Dengan harga ADMF di level tersebut, dan dividen per saham Rp630, maka imbal hasil dividen atau dividend yield untuk tahun buku 2025 diindikasikan menyentuh 7,3%.
Sebagai catatan, sekitar 74,5% dan 18,9% saham ADMF masih dikendalikan oleh PT Bank Danamon Indonesia Tbk (BDMN) dan MUFG Bank Ltd, menjadikan Yasushi Itagaki, Komisaris Utama BDMN, sebagai penerima manfaat akhir kepemilikan saham.
Di sisi lain, hingga akhir Februari 2026, porsi free float saham emiten ini hanya berada di level 5,4%, masih jauh dari ketentuan batas free float baru sebesar 15%. (ZH)

Rasio pembayaran dividen juga bertahan di level 50%. Yield tembus 7,3%.

Laba ambles 14,7%, Adira Finance tetap bagi dividen Rp772,4 miliar

JAKARTA &ndash; PT Adira Dinamika Multi Finance Tbk (ADMF) reported a 14.7% year-on-year decline in net profit in 2025, reflecting persistent pressure in the automotive industry.
In its 2025 financial performance presentation, management cited data from the Indonesian Motorcycle Industry Association (AISI), which showed motorcycle sales rising only 1% to around 6.4 million units.
By contrast, domestic car sales fell 7% to 803.7 thousand units amid weak purchasing power and a shift towards electric vehicles.
In line with those trends, ADMF recorded a 25.5% increase in new motorcycle financing to IDR 17.7 trillion, while car financing slipped 2.3% to IDR 12.5 trillion.
The fastest growth was seen in the non-automotive segment, covering multipurpose financing and heavy equipment, which rose 32.7% to IDR 13 trillion.
The company said the quality of its financing portfolio improved, as reflected in a non-performing financing (NPF) ratio that declined to 2%, below the industry average of 2.5%.
According to its latest financial statements, ADMF&rsquo;s revenue still grew 2.9% to IDR 12.1 trillion.
However, operating expenses surged 14% to IDR 5.3 trillion in 2025, weighing on profit, which fell 14.7% to IDR 1.5 trillion.
Looking ahead, ADMF will continue to focus on its three main financing segments, including the automotive industry, which it believes has room to recover.
AISI projects domestic motorcycle sales to remain stable at 6.4&ndash;6.7 million units in 2026. Meanwhile, domestic car sales rose 7% year-on-year in January 2026.
At the same time, ADMF will seek to further expand its non-automotive segment. &ldquo;We will broaden our financing products by offering a range of facilities for non-automotive businesses, such as multipurpose financing,&rdquo; management added. (ZH)

Motorcycle financing strengthened, but growth in car financing remained stalled.